Real Estate Law

Real Estate Law

Rego Law, also focuses on real estate law in Bristol, RI, and provides representation to private lenders, developers, and individuals in a broad spectrum of real estate transactions and land use matters.


  • Purchase, sale, and exchange of commercial and residential property of all types
  • Real estate financing, including security instruments and residential and construction mortgages
  • Preparation and plotting of legal descriptions, deeds, and mortgages
  • Land use and development, including subdivision, zoning, restrictive covenants, environmental concerns, and eminent domain, including appearances before governmental bodies or commissions
  • Mortgage foreclosures, mechanics’ lien matters, and general workout considerations.
  • Office, retail, and residential leases for both landlords and tenants
  • Commercial and residential evictions


Our real estate services include advice, counseling, document preparation and review, drafting, and negotiations in the following areas:

  • Title examinations, closings, and insurance.
  • Real estate tax and assessment issues and protests.
  • Multiple-unit projects and common interest communities, including condominium conversions and planned unit developments.

Contact us for a free initial phone consultation to learn how we can best assist with your legal matter regarding a real estate transaction or land use issue.

Glossary of Terms:

Appraisal: A determination of the value of something, such as a house, jewelry, or stock by a professional appraiser who makes an estimate by examining the property and looking at the initial purchase price and comparing it with recent sales of similar properties. Banks and real estate companies use appraisals to ascertain the worth of real estate for lending purposes. Courts commonly order appraisals in probate, condemnation, bankruptcy, or foreclosure proceedings to determine the fair market value of a property.

Attorney-in-Fact: A person named in a written power of attorney document to act on behalf of the person who signs the document, called the principal. The attorney-in-fact’s power and responsibilities depend on the specific powers granted in the power of attorney document. An attorney-in-fact is an agent of the principal.

Condominium: A structure of two or more units, the interior space of which is individually owned.

Deed in lieu (of foreclosure): If a homeowner can’t make the mortgage payments and can’t find a buyer for the house, many lenders will accept ownership of the property in place of the money owed on the mortgage. Even if the lender doesn’t agree to accept the property, the homeowner can prepare a quitclaim deed that unilaterally transfers the homeowner’s property rights to the lender.

Homestead Declaration: A form filed with the county recorder’s office to put on record your right to a homestead exemption. In most states, the homestead exemption is automatic – that is, you are not required to record a homestead declaration to claim the homestead exemption. A few states do require such a recording, however.

Joint Tenancy: A way for two or more people to share ownership of real estate or other property. When two or more people own property as joint tenants and one owner dies, the other owners automatically own the deceased owner’s share. For example, if a parent and child own a house as joint tenants and the parent dies, the child automatically becomes full owner. Because of this right of survivorship, no will is required to transfer the property; it goes directly to the surviving joint tenants without the delay and costs of probate.

Mortgage: A loan in which the borrower puts up the title to real estate as security (collateral) for a loan. If the borrower doesn’t pay back the debt on time, the lender can foreclose on the real estate and sell it to pay off the loan.

Tenancy by the Entirety: A special kind of property ownership that’s only for married couples. Both spouses have the right to enjoy the entire property, and when one spouse dies, the surviving spouse gets title to the property (called a right of survivorship). It is similar to joint tenancy, but it is available in only about half the states.

Tenancy in Common: A way two or more people can own property together. Each can leave their interest upon death to beneficiaries of their choosing instead of to the other owners, as is required with joint tenancy. In some states, two people are presumed to own property as tenants in common unless they’ve agreed otherwise in writing.

Title: Often used interchangeably with the word ownership. It indicates the accumulation of all rights in a property, the owner, and others.

Title Insurance: An insurance policy that protects the insured (purchaser and lender) against loss arising from defects in title.

Zoning: The laws dividing cities into different areas according to use, from single-family residences to industrial plants. Zoning ordinances control the size, location, and use of buildings within these different areas.